Dean Knowsley

Bilbo Baggins, a hobbit enjoying his quiet life, is swept into an epic quest by Gandalf the Grey and thirteen dwarves who seek to reclaim their mountain home from Smaug, the dragon.

In the near future, police detective Richard Manning is investigating the most difficult case of his career – the seemingly impossible locked room murder of a wealthy property investor. The more Richard investigates, the more complex the case seems to become. He soon realizes his own future and survival depend on him solving everything – and quickly.

A devastating terrorist strike wipes out much of Saudi Arabia's oil production; the same day a trader of Saudi origin disappears from English investment bank Sun First Credit (SFCB). Managers soon discover the missing trader, Samir Badr, has built up crippling debts, multiplied a hundred-fold by the attacks in Saudi. SFCB, once the toast of the city, suddenly heads for bankruptcy, taking a whole raft of other banks down with it. The resulting market crash and banking crisis will push Britain and the US into a 21st century recession. Will Britain be able to recover?